Life Insurance Protection | Protect Your Family & Mortgage

Life insurance provides financial protection for your family if the unexpected happens.

A policy can pay out a lump sum to help cover your mortgage, living expenses or other financial commitments. Our advisers help you compare policies from leading UK insurers to find cover that suits your needs.
Life insurance helps ensure your loved ones are financially secure if you pass away during the policy term.
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Helps repay your mortgage
Protects your family's financial future
Covers major living costs and debts
Provides peace of mind for homeowners

★★★★★

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Types of Life Insurance

Decreasing Term Life Insurance

Designed to cover repayment mortgages. The payout reduces over time in line with the remaining mortgage balance.

Level Term
Life Insurance

Provides a fixed payout during the policy term, helping cover mortgages, living costs and family expenses.

Whole of
Life Insurance

Lifetime cover that guarantees a payout when you pass away, often used for long-term financial planning.

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Satisfied customers across our trading group

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Mortgage products across our whole of market panel

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Do I Need Life Insurance?

Life insurance is not legally required when taking out a mortgage, but many homeowners choose to have cover in place to protect their families. Without life insurance, your loved ones may need to continue mortgage repayments or potentially sell the property if they cannot afford the payments alone.

A life insurance policy can provide reassurance that:

Your mortgage could be paid off if you die during the policy term
Your family can remain in the home without financial pressure
Your dependants are financially supported
Outstanding debts or funeral costs can be covered

Legal Information :

Fee Free Mortgage Broker is a trading style of Alexander Southwell Mortgage Services Ltd, authorised and regulated by the Financial Conduct Authority (FCA) (FRN 1011890).
Registered in England & Wales (Company No. 11772228).
Registered office: Nix Business Centre, 2 Park Court, Abbey Park Industrial Estate, Romsey, Southampton, SO51 9DH. We are registered with the Information Commissioner’s Office, registration number ZA488146.© 2062 , Inc. All rights reserved.

FCA Disclaimer :

Information on this website is for general guidance only and is accurate at the time of writing. It does not constitute personalised financial advice. Mortgage criteria and lender policies can change; please speak to an FCA-authorised adviser for up-to-date advice tailored to your circumstances. Some buy-to-let mortgages are not regulated by the FCA.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Life Insurance

Life insurance provides financial protection for your family if the unexpected happens.

How can we help you?

let us know about your circumstances to get your application started